{"id":1170,"date":"2011-09-18T10:34:53","date_gmt":"2011-09-18T08:34:53","guid":{"rendered":"http:\/\/ourblog.greenwoods.org\/?p=1170"},"modified":"2011-09-18T10:34:53","modified_gmt":"2011-09-18T08:34:53","slug":"marine-insurance-non-disclosure-%ce%ba%ce%b1%ce%b9-misrepresentation","status":"publish","type":"post","link":"https:\/\/greenwoods.org\/marine-insurance-non-disclosure-%ce%ba%ce%b1%ce%b9-misrepresentation\/","title":{"rendered":"Marine Insurance (non-disclosure &#038; misrepresentation)"},"content":{"rendered":"<p><a href=\"http:\/\/ourblog.greenwoods.org\/marine-insurance-non-disclosure-%ce%ba%ce%b1%ce%b9-misrepresentation\/cargo-15\/\" rel=\"attachment wp-att-1676\"><img decoding=\"async\" class=\"alignleft size-medium wp-image-1676\" title=\"cargo (15)\" src=\"http:\/\/greenwoods.org\/wp-content\/uploads\/2011\/09\/cargo-15-300x240.jpg\" alt=\"\" width=\"300\" height=\"240\" srcset=\"https:\/\/greenwoods.org\/wp-content\/uploads\/2011\/09\/cargo-15-177x142.jpg 177w, https:\/\/greenwoods.org\/wp-content\/uploads\/2011\/09\/cargo-15-200x160.jpg 200w, https:\/\/greenwoods.org\/wp-content\/uploads\/2011\/09\/cargo-15-300x240.jpg 300w, https:\/\/greenwoods.org\/wp-content\/uploads\/2011\/09\/cargo-15-400x320.jpg 400w, https:\/\/greenwoods.org\/wp-content\/uploads\/2011\/09\/cargo-15-600x480.jpg 600w, https:\/\/greenwoods.org\/wp-content\/uploads\/2011\/09\/cargo-15-768x614.jpg 768w, https:\/\/greenwoods.org\/wp-content\/uploads\/2011\/09\/cargo-15-800x640.jpg 800w, https:\/\/greenwoods.org\/wp-content\/uploads\/2011\/09\/cargo-15-1024x819.jpg 1024w, https:\/\/greenwoods.org\/wp-content\/uploads\/2011\/09\/cargo-15-1200x960.jpg 1200w, https:\/\/greenwoods.org\/wp-content\/uploads\/2011\/09\/cargo-15.jpg 2800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>\u0398\u03b1\u03bb\u03ac\u03c3\u03c3\u03b9\u03b1 \u0391\u03c3\u03c6\u03ac\u03bb\u03b9\u03c3\u03b7<\/p>\n<p>\u0388\u03bd\u03b1 \u03b1\u03c0\u03cc \u03c4\u03b1 \u03ba\u03c5\u03c1\u03b9\u03cc\u03c4\u03b5\u03c1\u03b1 \u03c7\u03b1\u03c1\u03b1\u03ba\u03c4\u03b7\u03c1\u03b9\u03c3\u03c4\u03b9\u03ba\u03ac \u03ba\u03ac\u03b8\u03b5 \u03c3\u03cd\u03bc\u03b2\u03b1\u03c3\u03b7\u03c2 \u03b8\u03b1\u03bb\u03ac\u03c3\u03c3\u03b9\u03b1\u03c2 \u03b1\u03c3\u03c6\u03ac\u03bb\u03b9\u03c3\u03b7\u03c2, \u03c0\u03bf\u03c5 \u03b4\u03b9\u03ad\u03c0\u03b5\u03c4\u03b1\u03b9 \u03b1\u03c0\u03cc \u03c4o \u03b1\u03b3\u03b3\u03bb\u03b9\u03ba\u03cc \u03b4\u03af\u03ba\u03b1\u03b9\u03bf, \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03bf \u03b4\u03b9\u03ba\u03b1\u03af\u03c9\u03bc\u03b1 \u03c4\u03bf\u03c5 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ae \u03bd\u03b1 \u03b1\u03c0\u03bf\u03c6\u03cd\u03b3\u03b5\u03b9 \u03c4\u03b9\u03c2 \u03c5\u03c0\u03bf\u03c7\u03c1\u03b5\u03ce\u03c3\u03b5\u03b9\u03c2 \u03c4\u03bf\u03c5 \u03c3\u03c4\u03b7\u03bd \u03c0\u03b5\u03c1\u03af\u03c0\u03c4\u03c9\u03c3\u03b7 \u03c0\u03bf\u03c5 \u03bf \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03bc\u03ad\u03bd\u03bf\u03c2 \u03b1\u03c0\u03ad\u03ba\u03c1\u03c5\u03c8\u03b5 \u03ae \u03c0\u03b1\u03c1\u03b1\u03c0\u03bf\u03af\u03b7\u03c3\u03b5 \u03bf\u03c5\u03c3\u03b9\u03ce\u03b4\u03b7 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c4\u03b1\u03c4\u03b9\u03ba\u03ac <em>(non-disclosure and misrepresentation).<\/em><\/p>\n<p>\u0394\u03b5\u03bd \u03b5\u03af\u03bd\u03b1\u03b9 \u03bc\u03ac\u03bb\u03b9\u03c3\u03c4\u03b1 \u03c3\u03c0\u03ac\u03bd\u03b9\u03b5\u03c2 \u03bf\u03b9 \u03c0\u03b5\u03c1\u03b9\u03c0\u03c4\u03ce\u03c3\u03b5\u03b9\u03c2 \u03cc\u03c0\u03bf\u03c5 \u03bf\u03b9 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ad\u03c2 \u03b5\u03c0\u03b9\u03ba\u03b1\u03bb\u03bf\u03cd\u03bd\u03c4\u03b1\u03b9 \u03c4\u03b7\u03bd \u03b1\u03c0\u03cc\u03ba\u03c1\u03c5\u03c8\u03b7 \u03b5\u03bd\u03cc\u03c2 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c4\u03b1\u03c4\u03b9\u03ba\u03bf\u03cd \u03c0\u03bf\u03c5 \u03c6\u03b1\u03af\u03bd\u03b5\u03c4\u03b1\u03b9 \u03c3\u03c7\u03b5\u03c4\u03b9\u03ba\u03ac \u03b1\u03c3\u03ae\u03bc\u03b1\u03bd\u03c4\u03bf \u03ae \u03bc\u03b5\u03bc\u03bf\u03bd\u03c9\u03bc\u03ad\u03bd\u03bf, \u03ce\u03c3\u03c4\u03b5 \u03bd\u03b1 \u03bc\u03b7\u03bd \u03ba\u03b1\u03c4\u03b1\u03b2\u03ac\u03bb\u03bf\u03c5\u03bd \u03c4\u03b7\u03bd \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03ae \u03b1\u03c0\u03bf\u03b6\u03b7\u03bc\u03af\u03c9\u03c3\u03b7.<\/p>\n<p>\u0397 \u03c3\u03c7\u03b5\u03c4\u03b9\u03ba\u03ae \u03b4\u03b9\u03ac\u03c4\u03b1\u03be\u03b7 \u03c4\u03bf\u03c5 \u03b1\u03b3\u03b3\u03bb\u03b9\u03ba\u03bf\u03cd \u039d\u03cc\u03bc\u03bf\u03c5 \u03c0\u03b5\u03c1\u03af \u0398\u03b1\u03bb\u03ac\u03c3\u03c3\u03b9\u03b1\u03c2 \u0391\u03c3\u03c6\u03b1\u03bb\u03af\u03c3\u03b5\u03c9\u03c2 (Marine Insurance Act 1906 &#8211; &#8220;MIA&#8221;), \u03c0\u03c1\u03bf\u03b2\u03bb\u03ad\u03c0\u03b5\u03b9 \u03bc\u03b5\u03c4\u03b1\u03be\u03cd \u03ac\u03bb\u03bb\u03c9\u03bd \u03cc\u03c4\u03b9:<\/p>\n<p>\u0386\u03c1\u03b8\u03c1\u03bf 18 (MIA 1906)<\/p>\n<p>\u03c0\u03b1\u03c1.1:&#8230; \u03bf \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03bc\u03ad\u03bd\u03bf\u03c2 \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03b1\u03bd\u03b1\u03ba\u03bf\u03b9\u03bd\u03ce\u03c3\u03b5\u03b9 \u03c3\u03c4\u03bf\u03bd \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ae, \u03c0\u03c1\u03b9\u03bd \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03ba\u03b1\u03c4\u03ac\u03c1\u03c4\u03b9\u03c3\u03b7 \u03c4\u03b7\u03c2 \u03c3\u03cd\u03bc\u03b2\u03b1\u03c3\u03b7\u03c2, \u03bf\u03c0\u03bf\u03b9\u03bf\u03b4\u03ae\u03c0\u03bf\u03c4\u03b5 \u03bf\u03c5\u03c3\u03b9\u03ce\u03b4\u03b5\u03c2 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c4\u03b1\u03c4\u03b9\u03ba\u03cc \u03b3\u03bd\u03c9\u03c1\u03af\u03b6\u03b5\u03b9 \u03ba\u03b1\u03b9 \u03bf \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03bc\u03ad\u03bd\u03bf\u03c2 \u03b8\u03b5\u03c9\u03c1\u03b5\u03af\u03c4\u03b1\u03b9 \u03cc\u03c4\u03b9 \u03b3\u03bd\u03c9\u03c1\u03af\u03b6\u03b5\u03b9 \u03ba\u03ac\u03b8\u03b5 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c4\u03b1\u03c4\u03b9\u03ba\u03cc, \u03c4\u03bf \u03bf\u03c0\u03bf\u03af\u03bf, \u03ba\u03b1\u03c4\u03ac \u03c4\u03b7 \u03c3\u03c5\u03bd\u03ae\u03b8\u03b7 \u03c0\u03bf\u03c1\u03b5\u03af\u03b1 \u03c4\u03c9\u03bd \u03c0\u03c1\u03b1\u03b3\u03bc\u03ac\u03c4\u03c9\u03bd, \u03bf\u03c6\u03b5\u03af\u03bb\u03b5\u03b9 \u03bd\u03b1 \u03b3\u03bd\u03c9\u03c1\u03af\u03b6\u03b5\u03b9. \u03a3\u03c4\u03b7\u03bd \u03c0\u03b5\u03c1\u03af\u03c0\u03c4\u03c9\u03c3\u03b7 \u03c0\u03bf\u03c5 \u03bf \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03bc\u03ad\u03bd\u03bf\u03c2 \u03c0\u03b1\u03c1\u03b1\u03bb\u03b5\u03af\u03c8\u03b5\u03b9 \u03bd\u03b1 \u03c0\u03c1\u03bf\u03b2\u03b5\u03af \u03c3\u03b5 \u03c4\u03ad\u03c4\u03bf\u03b9\u03b1 \u03b1\u03bd\u03b1\u03ba\u03bf\u03af\u03bd\u03c9\u03c3\u03b7, \u03bf \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ae\u03c2 \u03bc\u03c0\u03bf\u03c1\u03b5\u03af \u03bd\u03b1 \u03b1\u03c0\u03bf\u03c1\u03c1\u03af\u03c8\u03b5\u03b9 \u03c4\u03b7\u03bd \u03c3\u03cd\u03bc\u03b2\u03b1\u03c3\u03b7.<\/p>\n<p>\u03c0\u03b1\u03c1.2: \u03bf\u03c5\u03c3\u03b9\u03ce\u03b4\u03b5\u03c2 \u03b8\u03b5\u03c9\u03c1\u03b5\u03af\u03c4\u03b1\u03b9 \u03ba\u03ac\u03b8\u03b5 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c4\u03b1\u03c4\u03b9\u03ba\u03cc \u03c0\u03bf\u03c5 \u03b8\u03b1 \u03b5\u03c0\u03b7\u03c1\u03ad\u03b1\u03b6\u03b5 \u03c4\u03b7\u03bd \u03ba\u03c1\u03af\u03c3\u03b7 \u03b5\u03bd\u03cc\u03c2 \u03c3\u03c5\u03bd\u03b5\u03c4\u03bf\u03cd \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ae \u03c3\u03c4\u03bf\u03bd \u03ba\u03b1\u03b8\u03bf\u03c1\u03b9\u03c3\u03bc\u03cc \u03c4\u03bf\u03c5 \u03b1\u03c3\u03c6\u03b1\u03bb\u03af\u03c3\u03c4\u03c1\u03bf\u03c5 \u03ae \u03c3\u03c4\u03b7\u03bd \u03b1\u03c0\u03cc\u03c6\u03b1\u03c3\u03b7 \u03b5\u03ac\u03bd \u03b8\u03b1 \u03b1\u03bd\u03b1\u03bb\u03ac\u03b2\u03b5\u03b9 \u03c4\u03bf\u03bd \u03ba\u03af\u03bd\u03b4\u03c5\u03bd\u03bf.<\/p>\n<p>\u03a3\u03c4\u03bf \u03c3\u03b7\u03bc\u03b5\u03af\u03bf \u03b1\u03c5\u03c4\u03cc \u03b8\u03b1 \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03c3\u03b7\u03bc\u03b5\u03b9\u03ce\u03c3\u03bf\u03c5\u03bc\u03b5 \u03cc\u03c4\u03b9 \u03bf MIA 1906 \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03b5\u03af \u03bf\u03c5\u03c3\u03b9\u03b1\u03c3\u03c4\u03b9\u03ba\u03ac \u03ba\u03c9\u03b4\u03b9\u03ba\u03bf\u03c0\u03bf\u03af\u03b7\u03c3\u03b7 \u03c4\u03b7\u03c2 \u03ad\u03c9\u03c2 \u03c4\u03cc\u03c4\u03b5 \u03bd\u03bf\u03bc\u03bf\u03bb\u03bf\u03b3\u03af\u03b1\u03c2 \u03ba\u03b1\u03b9 \u03cc\u03c7\u03b9 \u03c0\u03c1\u03bf\u03ca\u03cc\u03bd \u03bd\u03bf\u03bc\u03bf\u03b8\u03b5\u03c4\u03b9\u03ba\u03ce\u03bd \u03b4\u03b9\u03b1\u03b4\u03b9\u03ba\u03b1\u03c3\u03b9\u03ce\u03bd, \u03c3\u03c4\u03b9\u03c2 \u03bf\u03c0\u03bf\u03af\u03b5\u03c2 \u03b5\u03af\u03bc\u03b1\u03c3\u03c4\u03b5 \u03c3\u03c5\u03bd\u03b7\u03b8\u03b9\u03c3\u03bc\u03ad\u03bd\u03bf\u03b9 \u03c3\u03c4\u03b7\u03bd \u0395\u03bb\u03bb\u03ac\u03b4\u03b1. \u039a\u03b1\u03c4\u03ac \u03c3\u03c5\u03bd\u03b5\u03c0\u03b5\u03af\u03b1, \u03c0\u03b1\u03c1\u03ac \u03c4\u03b7 \u03c6\u03b1\u03b9\u03bd\u03bf\u03bc\u03b5\u03bd\u03b9\u03ba\u03ae \u03c4\u03bf\u03c5 \u03c3\u03b1\u03c6\u03ae\u03bd\u03b5\u03b9\u03b1, \u03c0\u03bf\u03bb\u03bb\u03ac \u03c3\u03b7\u03bc\u03b5\u03af\u03b1 \u03b1\u03bd\u03c4\u03b1\u03bd\u03b1\u03ba\u03bb\u03bf\u03cd\u03bd \u03c4\u03b9\u03c2 \u03b5\u03c1\u03bc\u03b7\u03bd\u03b5\u03c5\u03c4\u03b9\u03ba\u03ad\u03c2 \u03b4\u03c5\u03c3\u03ba\u03bf\u03bb\u03af\u03b5\u03c2 \u03c4\u03c9\u03bd \u03c0\u03b1\u03bb\u03b1\u03b9\u03cc\u03c4\u03b5\u03c1\u03c9\u03bd \u03b1\u03c0\u03bf\u03c6\u03ac\u03c3\u03b5\u03c9\u03bd, \u03c3\u03c4\u03b9\u03c2 \u03bf\u03c0\u03bf\u03af\u03b5\u03c2 \u03ad\u03c7\u03b5\u03b9 \u03c3\u03c4\u03b7\u03c1\u03b9\u03c7\u03b8\u03b5\u03af.<\/p>\n<p>\u03a4\u03bf \u03ac\u03c1\u03b8\u03c1\u03bf 18 (MIA 1906) \u03b1\u03bd\u03b1\u03c6\u03ad\u03c1\u03b5\u03c4\u03b1\u03b9 \u03c3\u03c4\u03bf \u03c0\u03c1\u03ce\u03c4\u03bf \u03c0\u03c1\u03bf\u03c3\u03c5\u03bc\u03b2\u03b1\u03c4\u03b9\u03ba\u03cc \u03c3\u03c4\u03ac\u03b4\u03b9\u03bf \u03c3\u03c4\u03b7\u03bd \u03b5\u03be\u03ad\u03bb\u03b9\u03be\u03b7 \u03c4\u03b7\u03c2 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03ae\u03c2 \u03c3\u03c7\u03ad\u03c3\u03b7\u03c2, \u03c4\u03bf \u03bf\u03c0\u03bf\u03af\u03bf \u03b4\u03b9\u03b1\u03c1\u03ba\u03b5\u03af \u03bc\u03ad\u03c7\u03c1\u03b9 \u03c4\u03b7\u03bd \u03ba\u03b1\u03c4\u03ac\u03c1\u03c4\u03b9\u03c3\u03b7 \u03c4\u03b7\u03c2 \u03c3\u03cd\u03bc\u03b2\u03b1\u03c3\u03b7\u03c2. \u03a4\u03bf \u03c3\u03c4\u03ac\u03b4\u03b9\u03bf \u03b1\u03c5\u03c4\u03cc \u03ba\u03c5\u03c1\u03b9\u03b1\u03c1\u03c7\u03b5\u03af\u03c4\u03b1\u03b9 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03b5\u03c0\u03b9\u03c4\u03b1\u03b3\u03ae \u03c4\u03b7\u03c2 &#8220;\u03b5\u03be\u03cc\u03c7\u03bf\u03c5 \u03ba\u03b1\u03bb\u03ae\u03c2 \u03c0\u03af\u03c3\u03c4\u03b5\u03c9\u03c2&#8221;, &#8220;utmost good faith&#8221; \u03ae &#8220;uberrimae fidae&#8221; (\u03ac\u03c1\u03b8\u03c1\u03bf 17 MIA 1906), \u03c0\u03bf\u03c5 \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03b5\u03af \u03b9\u03b4\u03b9\u03b1\u03b9\u03c4\u03b5\u03c1\u03cc\u03c4\u03b7\u03c4\u03b1 \u03c4\u03bf\u03c5 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03bf\u03cd \u03b4\u03b9\u03ba\u03b1\u03af\u03bf\u03c5. \u0397 \u03c5\u03c0\u03bf\u03c7\u03c1\u03ad\u03c9\u03c3\u03b7, \u03ae \u03b1\u03ba\u03c1\u03b9\u03b2\u03ad\u03c3\u03c4\u03b5\u03c1\u03b1 \u03c4\u03bf \u03b2\u03ac\u03c1\u03bf\u03c2, \u03c4\u03bf\u03c5 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03bc\u03ad\u03bd\u03bf\u03c5 \u03bd\u03b1 \u03b1\u03bd\u03b1\u03ba\u03bf\u03b9\u03bd\u03ce\u03c3\u03b5\u03b9 \u03c3\u03c4\u03bf\u03bd \u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ae \u03cc\u03bb\u03b1 \u03c4\u03b1 \u03b3\u03b5\u03b3\u03bf\u03bd\u03cc\u03c4\u03b1 \u03c0\u03bf\u03c5 \u03ad\u03c7\u03bf\u03c5\u03bd \u03ae \u03b8\u03b1 \u03bc\u03c0\u03bf\u03c1\u03bf\u03cd\u03c3\u03b1\u03bd \u03bd\u03b1 \u03ad\u03c7\u03bf\u03c5\u03bd \u03c3\u03b7\u03bc\u03b1\u03c3\u03af\u03b1 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03b1\u03c0\u03cc\u03c6\u03b1\u03c3\u03b7 \u03c4\u03bf\u03c5 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ae, \u03b1\u03bd \u03b8\u03b1 \u03b1\u03bd\u03b1\u03bb\u03ac\u03b2\u03b5\u03b9 \u03c4\u03bf\u03bd \u03ba\u03af\u03bd\u03b4\u03c5\u03bd\u03bf \u03ba\u03b1\u03b9 \u03c5\u03c0\u03cc \u03c0\u03bf\u03b9\u03bf\u03c5\u03c2 \u03cc\u03c1\u03bf\u03c5\u03c2, \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03b5\u03af \u03bf\u03c5\u03c3\u03b9\u03b1\u03c3\u03c4\u03b9\u03ba\u03ac \u03b5\u03be\u03b5\u03b9\u03b4\u03af\u03ba\u03b5\u03c5\u03c3\u03b7 \u03b1\u03c5\u03c4\u03ae\u03c2 \u03c4\u03b7\u03c2 \u03b1\u03c1\u03c7\u03ae\u03c2.<\/p>\n<p>\u0397 \u03b4\u03b5\u03cd\u03c4\u03b5\u03c1\u03b7 \u03c0\u03b1\u03c1\u03ac\u03b3\u03c1\u03b1\u03c6\u03bf\u03c2 \u03c4\u03bf\u03c5 \u03ac\u03c1\u03b8\u03c1\u03bf\u03c5 18 MIA. \u03c0\u03c1\u03bf\u03ba\u03ac\u03bb\u03b5\u03c3\u03b5 \u03c4\u03b1 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c3\u03cc\u03c4\u03b5\u03c1\u03b1 \u03c0\u03c1\u03bf\u03b2\u03bb\u03ae\u03bc\u03b1\u03c4\u03b1 \u03ba\u03b1\u03b9 \u03bc\u03cc\u03bb\u03b9\u03c2 \u03c4\u03bf 1984, \u03c3\u03c4\u03b7\u03bd \u03c5\u03c0\u03cc\u03b8\u03b5\u03c3\u03b7 ABC vs XYZ, \u03c4\u03bf Court of Appeal \u03ad\u03b4\u03c9\u03c3\u03b5 \u03c4\u03b7\u03bd \u03bc\u03ad\u03c7\u03c1\u03b9 \u03c0\u03c1\u03cc\u03c3\u03c6\u03b1\u03c4\u03b1 \u03ba\u03c1\u03b1\u03c4\u03bf\u03cd\u03c3\u03b1 \u03b5\u03c1\u03bc\u03b7\u03bd\u03b5\u03af\u03b1:<\/p>\n<p>(\u03b1), \u03b3\u03b9\u03b1 \u03c4\u03bf\u03bd \u03ba\u03b1\u03b8\u03bf\u03c1\u03b9\u03c3\u03bc\u03cc \u03c4\u03bf\u03c5 \u03c7\u03b1\u03c1\u03b1\u03ba\u03c4\u03ae\u03c1\u03b1 \u03b5\u03bd\u03cc\u03c2 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c4\u03b1\u03c4\u03b9\u03ba\u03bf\u03cd \u03c9\u03c2 \u03bf\u03c5\u03c3\u03b9\u03ce\u03b4\u03bf\u03c5\u03c2, \u03bb\u03b1\u03bc\u03b2\u03ac\u03bd\u03b5\u03c4\u03b1\u03b9 \u03c5\u03c0\u03cc\u03c8\u03b7 \u03b7 \u03ba\u03c1\u03af\u03c3\u03b7 \u03b5\u03bd\u03cc\u03c2 \u03c5\u03c0\u03bf\u03b8\u03b5\u03c4\u03b9\u03ba\u03bf\u03cd &#8220;\u03c3\u03c5\u03bd\u03b5\u03c4\u03bf\u03cd \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ae&#8221;, \u03ba\u03b1\u03b9 \u03cc\u03c7\u03b9 \u03c4\u03bf\u03c5 \u03c3\u03c5\u03b3\u03ba\u03b5\u03ba\u03c1\u03b9\u03bc\u03ad\u03bd\u03bf\u03c5,<\/p>\n<p>(\u03b2), \u03b1\u03c1\u03ba\u03b5\u03af \u03bd\u03b1 \u03b1\u03c0\u03bf\u03b4\u03b5\u03b9\u03c7\u03b8\u03b5\u03af \u03cc\u03c4\u03b9 \u03b7 \u03c0\u03bb\u03b7\u03c1\u03bf\u03c6\u03bf\u03c1\u03af\u03b1 \u03c0\u03bf\u03c5 \u03b1\u03c0\u03bf\u03c3\u03b9\u03c9\u03c0\u03ae\u03b8\u03b7\u03ba\u03b5 \u03ae \u03c0\u03b1\u03c1\u03b1\u03c0\u03bf\u03b9\u03ae\u03b8\u03b7\u03ba\u03b5 \u03ae\u03c4\u03b1\u03bd \u03c4\u03ad\u03c4\u03bf\u03b9\u03b1\u03c2 \u03c6\u03cd\u03c3\u03b5\u03c9\u03c2 \u03ce\u03c3\u03c4\u03b5 \u03bf \u03c3\u03c5\u03bd\u03b5\u03c4\u03cc\u03c2 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ae\u03c2 \u03b8\u03b1 \u03b5\u03c0\u03b9\u03b8\u03c5\u03bc\u03bf\u03cd\u03c3\u03b5 \u03bd\u03b1 \u03c4\u03b7\u03bd \u03ad\u03c7\u03b5\u03b9 \u03c3\u03c4\u03b7 \u03b4\u03b9\u03ac\u03b8\u03b5\u03c3\u03b7 \u03c4\u03bf\u03c5. \u0394\u03b5 \u03b8\u03b5\u03c9\u03c1\u03ae\u03b8\u03b7\u03ba\u03b5 \u03b1\u03c0\u03b1\u03c1\u03b1\u03af\u03c4\u03b7\u03c4\u03bf \u03b7 \u03b3\u03bd\u03ce\u03c3\u03b7, \u03ae \u03b7 \u03ac\u03b3\u03bd\u03bf\u03b9\u03b1 \u03c4\u03bf\u03c5 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c4\u03b1\u03c4\u03b9\u03ba\u03bf\u03cd \u03bd\u03b1 \u03b5\u03af\u03c7\u03b5 \u03ba\u03b1\u03b8\u03bf\u03c1\u03b9\u03c3\u03c4\u03b9\u03ba\u03ae \u03b5\u03c0\u03b9\u03c1\u03c1\u03bf\u03ae \u03c3\u03c4\u03b7\u03bd \u03b1\u03c0\u03cc\u03c6\u03b1\u03c3\u03b7 \u03c4\u03bf\u03c5 \u03c3\u03c5\u03bd\u03b5\u03c4\u03bf\u03cd \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ae \u03bd\u03b1 \u03b1\u03c3\u03c6\u03b1\u03bb\u03af\u03c3\u03b5\u03b9 \u03c4\u03bf\u03bd \u03ba\u03af\u03bd\u03b4\u03c5\u03bd\u03bf \u03ae \u03c3\u03c4\u03bf\u03c5\u03c2 \u03cc\u03c1\u03bf\u03c5\u03c2 \u03c4\u03b7\u03c2 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03ae\u03c2 \u03c3\u03cd\u03bc\u03b2\u03b1\u03c3\u03b7\u03c2.<\/p>\n<p><strong><em>\u03a4\u03bf \u03ba\u03c1\u03b9\u03c4\u03ae\u03c1\u03b9\u03bf \u03b4\u03b7\u03bb\u03b1\u03b4\u03ae \u03c4\u03b7\u03c2 &#8220;\u03ba\u03b1\u03b8\u03bf\u03c1\u03b9\u03c3\u03c4\u03b9\u03ba\u03ae\u03c2 \u03b5\u03c0\u03b9\u03c1\u03c1\u03bf\u03ae\u03c2&#8221; (&#8220;decisive influence&#8221;) \u03b1\u03c0\u03bf\u03c1\u03c1\u03af\u03c6\u03b8\u03b7\u03ba\u03b5.<\/em><\/strong><\/p>\n<p>\u0397 \u03b1\u03c0\u03cc\u03c6\u03b1\u03c3\u03b7 ABC \u03bds XYZ \u03b8\u03b5\u03c9\u03c1\u03ae\u03b8\u03b7\u03ba\u03b5 \u03b1\u03c0\u03cc \u03c0\u03bf\u03bb\u03bb\u03bf\u03cd\u03c2 \u03cc\u03c4\u03b9 \u03b5\u03af\u03c7\u03b5 \u03c3\u03c4\u03b7\u03c1\u03b9\u03c7\u03b8\u03b5\u03af \u03c3\u03b5 \u03b5\u03c3\u03c6\u03b1\u03bb\u03bc\u03ad\u03bd\u03b7 \u03b5\u03c1\u03bc\u03b7\u03bd\u03b5\u03af\u03b1 \u03c4\u03b7\u03c2 \u03ad\u03c9\u03c2 \u03c4\u03cc\u03c4\u03b5 \u03bd\u03bf\u03bc\u03bf\u03bb\u03bf\u03b3\u03af\u03b1\u03c2 \u03ba\u03b1\u03b9 \u03cc\u03c4\u03b9 \u03b5\u03c5\u03bd\u03bf\u03bf\u03cd\u03c3\u03b5 \u03c5\u03c0\u03b5\u03c1\u03b2\u03bf\u03bb\u03b9\u03ba\u03ac \u03c4\u03bf\u03c5\u03c2 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ad\u03c2. \u0388\u03bd\u03b1 \u03c3\u03c7\u03b5\u03c4\u03b9\u03ba\u03cc \u03b5\u03c0\u03b9\u03c7\u03b5\u03af\u03c1\u03b7\u03bc\u03b1 \u03ae\u03c4\u03b1\u03bd \u03bc\u03ac\u03bb\u03b9\u03c3\u03c4\u03b1 \u03cc\u03c4\u03b9 \u03bf \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03bc\u03ad\u03bd\u03bf\u03c2 \u03b8\u03b1 \u03ad\u03c0\u03c1\u03b5\u03c0\u03b5 \u03bd\u03b1 \u03ad\u03c7\u03b5\u03b9 \u03c3\u03c4\u03b7 \u03b4\u03b9\u03ac\u03b8\u03b5\u03c3\u03ae \u03c4\u03bf\u03c5 \u03b1\u03bc\u03ad\u03c4\u03c1\u03b7\u03c4\u03b5\u03c2 \u03c0\u03bb\u03b7\u03c1\u03bf\u03c6\u03bf\u03c1\u03af\u03b5\u03c2, \u03bc\u03cc\u03bd\u03bf \u03ba\u03b1\u03b9 \u03bc\u03cc\u03bd\u03bf \u03b5\u03c0\u03b5\u03b9\u03b4\u03ae \u03bf \u03c3\u03c5\u03bd\u03b5\u03c4\u03cc\u03c2 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ae\u03c2 \u03b8\u03b1 \u03ae\u03b8\u03b5\u03bb\u03b5, \u03b1\u03cc\u03c1\u03b9\u03c3\u03c4\u03b1, \u03bd\u03b1 \u03c4\u03b9\u03c2 \u03ad\u03c7\u03b5\u03b9 \u03c5\u03c0\u03cc\u03c8\u03b7 \u03c4\u03bf\u03c5, \u03b1\u03ba\u03cc\u03bc\u03b1 \u03ba\u03b1\u03b9 \u03b5\u03ac\u03bd \u03b1\u03c5\u03c4\u03ad\u03c2 \u03bf\u03b9 \u03c0\u03bb\u03b7\u03c1\u03bf\u03c6\u03bf\u03c1\u03af\u03b5\u03c2 \u03b4\u03b5 \u03b8\u03b1 \u03b5\u03c0\u03b7\u03c1\u03ad\u03b1\u03b6\u03b1\u03bd \u03c4\u03b7\u03bd \u03c4\u03b5\u03bb\u03b9\u03ba\u03ae \u03b1\u03c0\u03cc\u03c6\u03b1\u03c3\u03b7 \u03bf\u03cd\u03c4\u03b5 \u03c4\u03bf\u03c5 \u03c3\u03c5\u03bd\u03b5\u03c4\u03bf\u03cd, \u03bf\u03cd\u03c4\u03b5 \u03c4\u03bf\u03c5 \u03c3\u03c5\u03b3\u03ba\u03b5\u03ba\u03c1\u03b9\u03bc\u03ad\u03bd\u03bf\u03c5 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ae.<\/p>\n<p>\u0397 \u03b9\u03c3\u03c4\u03bf\u03c1\u03b9\u03ba\u03ae \u03b5\u03be\u03ad\u03bb\u03b9\u03be\u03b7 \u03c4\u03b7: \u03c3\u03c7\u03b5\u03c4\u03b9\u03ba\u03ae\u03c2 \u03bd\u03bf\u03bc\u03bf\u03bb\u03bf\u03b3\u03af\u03b1\u03c2 \u03b4\u03b5 \u03bd\u03bf\u03bc\u03af\u03b6\u03bf\u03c5\u03bc\u03b5 \u03cc\u03c4\u03b9 \u03b5\u03bd\u03b4\u03b9\u03b1\u03c6\u03ad\u03c1\u03b5\u03b9 \u03b9\u03b4\u03b9\u03b1\u03af\u03c4\u03b5\u03c1\u03b1. \u0398\u03b1 \u03c3\u03b7\u03bc\u03b5\u03b9\u03ce\u03c3\u03bf\u03c5\u03bc\u03b5 \u03bc\u03b9\u03b1 \u03bc\u03bf\u03bd\u03ac\u03c7\u03b1 \u03bb\u03b5\u03c0\u03c4\u03bf\u03bc\u03ad\u03c1\u03b5\u03b9\u03b1, \u03b4\u03b9\u03cc\u03c4\u03b9 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c7\u03b1\u03c1\u03b1\u03ba\u03c4\u03b7\u03c1\u03b9\u03c3\u03c4\u03b9\u03ba\u03ae \u03c4\u03b7\u03c2 \u03b9\u03b4\u03b9\u03b1\u03b9\u03c4\u03b5\u03c1\u03cc\u03c4\u03b7\u03c4\u03b1\u03c2 \u03c4\u03bf\u03c5 \u03b1\u03b3\u03b3\u03bb\u03b9\u03ba\u03bf\u03cd \u03bd\u03bf\u03bc\u03b9\u03ba\u03bf\u03cd \u03c3\u03c5\u03c3\u03c4\u03ae\u03bc\u03b1\u03c4\u03bf\u03c2, \u03c3\u03c4\u03bf \u03bf\u03c0\u03bf\u03af\u03bf \u03bf\u03b9 \u03c3\u03c5\u03b3\u03ba\u03b5\u03ba\u03c1\u03b9\u03bc\u03ad\u03bd\u03bf\u03b9 \u03b4\u03b9\u03ba\u03b1\u03c3\u03c4\u03ad\u03c2 (\u03ba\u03b1\u03b9 \u03cc\u03c7\u03b9 \u03b1\u03cc\u03c1\u03b9\u03c3\u03c4\u03b1 \u03b7 \u03b4\u03b9\u03ba\u03b1\u03c3\u03c4\u03b9\u03ba\u03ae \u03b5\u03be\u03bf\u03c5\u03c3\u03af\u03b1) \u03b1\u03c0\u03cc \u03c4\u03b7 \u03bc\u03b9\u03b1 \u03c0\u03bb\u03b5\u03c5\u03c1\u03ac \u03b5\u03c0\u03b9\u03bb\u03cd\u03bf\u03c5\u03bd \u03c4\u03b9\u03c2 \u03b4\u03b9\u03b1\u03c6\u03bf\u03c1\u03ad\u03c2 \u03c0\u03bf\u03c5 \u03ad\u03c7\u03bf\u03c5\u03bd 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\u03b4\u03b9\u03ba\u03b1\u03c3\u03c4\u03ae\u03c2 Lord Donovan \u03c4\u03bf\u03c5 \u03c0\u03c1\u03c9\u03c4\u03bf\u03b2\u03ac\u03b8\u03bc\u03b9\u03bf\u03c5 \u0394\u03b9\u03ba\u03b1\u03c3\u03c4\u03b7\u03c1\u03af\u03bf\u03c5 \u03b5\u03af\u03c7\u03b5 \u03ba\u03c1\u03af\u03bd\u03b5\u03b9 \u03cc\u03c4\u03b9 \u03b7 \u03b5\u03ba\u03c4\u03af\u03bc\u03b7\u03c3\u03b7 \u03c4\u03bf\u03c5 \u03c3\u03c5\u03bd\u03b5\u03c4\u03bf\u03cd \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ae \u03b4\u03b5\u03bd \u03b5\u03af\u03bd\u03b1\u03b9 \u03b5\u03c0\u03b1\u03c1\u03ba\u03ae\u03c2 \u03b3\u03b9\u03b1 \u03bd\u03b1 \u03b8\u03b5\u03bc\u03b5\u03bb\u03b9\u03c9\u03b8\u03b5\u03af \u03bf \u03bf\u03c5\u03c3\u03b9\u03ce\u03b4\u03b7\u03c2 \u03c7\u03b1\u03c1\u03b1\u03ba\u03c4\u03ae\u03c1\u03b1\u03c2 \u03b5\u03bd\u03cc\u03c2 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c4\u03b1\u03c4\u03b9\u03ba\u03bf\u03cd.<\/p>\n<p>Takis Kalogerakos<\/p>\n<p>Marine Underwriter<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"http:\/\/greenwoods.org\/\">www.greenwoods.org<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0398\u03b1\u03bb\u03ac\u03c3\u03c3\u03b9\u03b1 \u0391\u03c3\u03c6\u03ac\u03bb\u03b9\u03c3\u03b7 \u0388\u03bd\u03b1 \u03b1\u03c0\u03cc \u03c4\u03b1 \u03ba\u03c5\u03c1\u03b9\u03cc\u03c4\u03b5\u03c1\u03b1 \u03c7\u03b1\u03c1\u03b1\u03ba\u03c4\u03b7\u03c1\u03b9\u03c3\u03c4\u03b9\u03ba\u03ac \u03ba\u03ac\u03b8\u03b5 \u03c3\u03cd\u03bc\u03b2\u03b1\u03c3\u03b7\u03c2 \u03b8\u03b1\u03bb\u03ac\u03c3\u03c3\u03b9\u03b1\u03c2 \u03b1\u03c3\u03c6\u03ac\u03bb\u03b9\u03c3\u03b7\u03c2, \u03c0\u03bf\u03c5 \u03b4\u03b9\u03ad\u03c0\u03b5\u03c4\u03b1\u03b9 \u03b1\u03c0\u03cc \u03c4o \u03b1\u03b3\u03b3\u03bb\u03b9\u03ba\u03cc \u03b4\u03af\u03ba\u03b1\u03b9\u03bf, \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03bf \u03b4\u03b9\u03ba\u03b1\u03af\u03c9\u03bc\u03b1 \u03c4\u03bf\u03c5 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ae \u03bd\u03b1 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[&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[],"_links":{"self":[{"href":"https:\/\/greenwoods.org\/wp-json\/wp\/v2\/posts\/1170"}],"collection":[{"href":"https:\/\/greenwoods.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/greenwoods.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/greenwoods.org\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/greenwoods.org\/wp-json\/wp\/v2\/comments?post=1170"}],"version-history":[{"count":0,"href":"https:\/\/greenwoods.org\/wp-json\/wp\/v2\/posts\/1170\/revisions"}],"wp:attachment":[{"href":"https:\/\/greenwoods.org\/wp-json\/wp\/v2\/media?parent=1170"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/greenwoods.org\/wp-json\/wp\/v2\/categories?post=1170"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/greenwoods.org\/wp-json\/wp\/v2\/tags?post=1170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}